How do i get a credit company to remove a late payment?

how do i go about getting a late payment off my report? i have one late payment last november but the rest of my history is good. my balance for that specific account is zero. do i just call them and try to sweet talk them? and if i do call them will they have to make an inquiry on my credit to see if they will remove it? thank you!

How do i get a credit company to remove a late payment?getting late

Since the late payment happened a year ago, it is unlikely that the credit card company will remove it, or be able to remove it from your credit reports. However, that one late payment is unlikely to really affect your credit score very much, if your credit accounts are in good standing and you have a good income to debt ratio. It can't hurt to try calling and asking them to consider removing the charge. It might be annoying, but not painful.

Good luck!

How do i get a credit company to remove a late payment?regal theater opera theater

You are probably stuck with it on your credit record.
sweet talk
Take a look at this article: http://www.usaindebt.com/2007/10/08/gett...
I work with credit cards and if you call and say you recieved the statement late they will waive it for you. If they say they will just waive half of it ask for a superviser.